Cotsford and Ma Pty Ltd

Cotsford & Ma are accountants, taxation and business advisors in Hawthorn, Melbourne, providing financial advisory services. The two names on the door are Hayden Cotsford and Derek Ma, and each has more than twenty years of experience — Hayden advising private clients and businesses of all sizes, Derek advising clients ranging from employees and family-owned businesses to multi-national corporations and retirees.

The published work sits in five parts. Accounting and tax compliance covers income tax for individuals and businesses, activity statements and fringe benefits tax, along with ATO registrations, employment obligations, WorkCover, stamp duty, land tax and payroll tax. Tax planning and advice covers investment, business and debt structure, trust formation and company incorporation, negative gearing, capital gains tax including the small business concessions, international operations, estate planning and deceased estates. Self managed super funds covers establishment, restructure, administration, compliance, borrowing arrangements and pensions. Commercial and business advisory covers budgeting and forecasting, management reporting and strategic reviews. Bookkeeping covers Xero, MYOB and Quicken, training, software setup and conversion, payroll and reconciliation.

What the practice says it does first is listen — understanding a client's needs, where they have come from and how they built what they have, and where they want to go. The office is open 9am to 5:30pm, Monday to Friday. Liability limited by a scheme approved under Professional Standards Legislation.