Free tools · FY2025–26

Australian Tax Calculators

9 free calculators aligned to ATO FY2025–26 rates. No sign-up needed, fully client-side — your data never leaves the browser.

Featured · all-in-one

Tax Refund Calculator

Estimate your full FY2025–26 refund — income, deductions, HECS, private health, all in one screen.

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Specialised calculators

WFH Deduction

Estimate your work-from-home deduction in seconds using the ATO fixed-rate method at 70 cents per hour. Built for Australian PAYG employees and sole traders who want a defensible number on their tax return — not a guess that flags an audit.

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HECS Repayment

From 1 July 2025 HECS-HELP switched from 18 progressive bands to a 4-band marginal system under the Universities Accord (Cutting Student Debt by 20 per cent) Act 2025. Enter your repayment income to see exactly what the ATO will deduct under the new rules.

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Weekly Take-Home

Find out exactly what lands in your bank account each week after PAYG tax, Medicare Levy and HECS. Built for FY2025-26 Stage 3 brackets, with toggles for HECS and private health cover so the result matches your real payslip.

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Fortnightly Take-Home

Fortnightly pay is the most common cycle in Australia. Enter your annual salary and we will show exactly what hits your account every two weeks after PAYG, Medicare and HECS — using the FY2025-26 Stage 3 brackets your payroll system already uses.

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Monthly Take-Home

If you are paid monthly — common in executive, contractor and senior professional roles — see exactly what lands in your account on the 28th. Updated for FY2025-26 Stage 3 brackets, with HECS and private health toggles to match your real payslip.

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Medicare Levy Surcharge

Work out exactly how much Medicare Levy Surcharge you owe under the FY2025-26 thresholds. The calculator uses your income for MLS purposes, family status and how many months you held private hospital cover, then shows whether buying basic hospital insurance would actually save you money.

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Capital Gains Tax

Estimate the capital gains tax on a share, property or crypto sale using FY2025-26 marginal rates. The calculator applies the 50% individual CGT discount where you have held the asset for over 12 months, offsets capital losses, and shows the additional tax payable on top of your other income.

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Super Contribution Savings

Work out exactly how much tax you save by making extra concessional contributions to super. Our calculator uses live FY2025-26 brackets, the $30,000 concessional cap, and the 12% employer SG rate (final legislated rate from 1 July 2025) to show your true take-home impact.

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Private Health Rebate

Find out exactly how much the Australian Government will refund on your private hospital cover. Pick your income tier and age band and our calculator returns your rebate percentage, dollar amount, and premium after rebate using current FY2025-26 thresholds.

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Uber Driver Profit & Tax

See what you actually earn per hour after Uber's service fee, GST and income tax — not the gross fare the app shows you. Built for Australian rideshare drivers for FY2025-26, with an honest breakdown of your car costs, quarterly GST and the deductions most drivers overlook. Every figure is an estimate to help you plan, not tax advice.

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Want to know the tax bill at a specific salary?

We've broken down the FY2025–26 tax bill on 12 common salaries ($30k – $200k), each on its own page with a breakdown table and tax-planning tips.

Browse all salary breakdowns →